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Enmanuel 2 & 3 Group
In this Group: Maria, Juana, Dulce, Martina, Andrea, Mireya, Lidia, Claris, Guillermina, Maria
Maria is the coordinator of her group Emmanuel 2 & 3 (Emmanuel). She began with Kiva partner, Esperanza, because she wanted to start a business. Her story is representative of her group and of Esperanza's Haitian and Dominican clients generally (many of whom recently emigrated to the Dominican Republic from Haiti). Her group is located in the rural area surrounding El Seibo, an agricultural area. This area, like nearly all impoverished areas of the Dominican Republic, suffers from unreliable running water (none of which is potable) and electricity. Maria makes her home here in a simple structure with her long-term partner and four children.

Maria has run her business for over six years, starting with her first loan with Esperanza. She plans to use this loan to invest in her business by buying fruits and vegetables such as avocados, bananas, oranges, mangoes, etc. She is excited to be taking her 12th loan with Esperanza after having successfully repaid her previous loan and grown her business. She will use her profits to buy school supplies and uniform for her children, improve her business and progress. She says that her most difficult challenge is to progress in her business. In the meantime she plans to continue enjoying to cook.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 11
    View loans »
    Dominican Republic Loans Fundraising
  • $8,228,650
    Funds lent in using Kiva
  • 36.8
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Enmanuel 2 & 3 Group's $3,225 loan helped a member to buy all kind of fruits and vegetables.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 16, 2010
Aug 1, 2010
Currency Exchange Loss:
Jan 15, 2011