Sarah owns a small business selling various products such as soap, underwear, suits and so on. Her business is well-known in her area which is the reason why she wishes to increase her business.
Sarah is seasoned in her business because this is her fifteenth year of successful operation! The hours of her shop are from 6 in the morning to 9 in the evening, every day except Sunday. Sarah employs one person from her community as a helper so that her business runs well.
Sarah is now requesting a loan from Kiva lenders via Vision Finance Company in order to expand her business through purchasing more products such as sugar, rice, and so on. With this loan she expects to earn more profits which will allow her to pay school fees for her children and to improve her living conditions.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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