Nasira is uneducated because she was unable to get an education due to her parents’ poor financial condition. She is very naturally talented. She learnt cooking and sewing from her mother which has proved helpful in her married life. She cooks delicious food for her family and sometimes sews clothes for her children so they can wear new clothes. She has good managing skills as well. She saves money after meeting daily expenses for the rainy days.
Her husband's name is K. H. who has a bed-sheet selling business. Bed-sheets are the specialty of the city of Multan where people make handmade bed sheets. K. H. goes to Multan to buy the bed-sheets to sell in his native city of Borewala.
Nasira has applied for a loan from Kiva partner Asasah for her husband. With the loan amount, her husband will buy bed-sheets in bulk which will cut down the cost of his travelling and increase his earnings.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid