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Zoraya Elizabeth
Zoraya, 38-years-old, lives in Primavera de Duran (an outlying area with a disappearing ecosystem in the outskirts of Guayaquil). Ever since she separated from her husband she's had a restaurant in order to support her two children.

She began with one table and one chair, selling food to her acquaintances and neighbors, but as the demand for her food increased she decided to buy more tables and locate her business in a shop. As a result of that good decision she now works with one of her daughters from morning to evening making dishes such as "Yapingachos," (stuffed potato patties) "guatita," (beef stew) etc.

In order to be able to continue her business she needs to buy more supplies such as rice, meat, and drinks. In the future she wants to expand her business and have multiple restaurant locations.
View original language description ↓
Zoraya de 38 años, vive en Primavera de Duran (zona periurbana, con una ecología en disolución a las afuera de Guayaquil), ella tiene un restaurante desde que se separo de su esposo para poder mantener a sus dos hijos.

Ella comenzo con una mesa y una silla a vender comida a sus conocidos y vecinos, pero como la demanda de comida ella mucha decidio comprar mas mesas y ubicar su negocio ya en un local, por esa buena decision ahora ella trabaja con una de sus hijas desde la mañana hasta la cena haiendo platos como "Yapingachos", "guatita" etc.

Para poder continuar con su negocio ella necesita comprar mas viveres como arroz, carnes y bebidas, en el futuro quiere ampliar su negocio y tener sucursales de restaurantes.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $24,616,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Zoraya Elizabeth purchase of rice, meat, and drinks.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jun 24, 2010
Jul 25, 2010
Currency Exchange Loss:
Aug 29, 2011