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Las Gaviotas Group
In this Group: Blanca Estela , Loyda Eliuth, Rusbelia, Elsa , Maria Elia, Judith De Los Angeles, Maria De Jesus , Araceli, Mariela
This group is called Las Gaviotas (The Seagulls). It’s located in Tepalcingo, a town in the Mexican state of Morelos. There are 9 members, neighbors, all of whom know one another. This is their 8th Fundacion Realidad loan. The members of the group are Araceli O. B., 34, who studied at a secretarial school after leaving high school. She has two boys: Jesus, 3, and Osvaldo, 7, who is in elementary school. Araceli operates a business selling Tupperware products. She needs a loan to buy Tupperware products such as cups, plates, containers, etc. that she will resell to her customers. She started the business 5 years ago after she was invited to a showing of the products that she now sells. She learned about the work, discounting, advertising, etc. They gave her the catalogs from which she sells her products, she put in her order and they gave her a week’s credit from the date that she received the order. The business is important to Arceli. She uses the earnings from the business to support her household and buy more stock for the business. She likes the work and she has won gifts and prizes for her efforts, something that spurs her on to work harder. Her customers are housewives. She goes door to door to sell her products. She’s bothered because some people don’t pay when she goes to collect and she faces competition from others who sell the same products. She wants her children to study for a good career. Tepalcingo is a lovely place. The streets have been improved and there’s a fair to celebrate the Senor de Tepalcingo in February or March. Many visitors come after Ash Wednesday for the dancing, the mariachis and the market where vendors sell crafts, food, clothes, etc. The market is very large and goes on for about 15 days.
The members of the group are Sra. Blanca Estela A. H. who will use her share of the loan to buy wholesale supplies of cold drinks; Sra. Loyda Eliuth E. G. who will buy frames for glasses, contact lens solution and other supplies for her eye care business; Sr. Rusbelia O. O. who will buy wholesale supplies of soft drinks, yogurt, detergent, candy, etc. to stock her business; Sra. Elsa O. O. who will buy cooking oil, beans maseca, napkins, plates, etc. for her food business; Sra. Maria Elia P. C. who will buy perfumes, creams, lipsticks, deodorants, etc. to supply her beauty products business; Sra. Judith de los Angeles N. C. who will buy Tupperware products, women’s clothing, lipsticks, deodorants, etc. for her business; Sra. Maria de Jesus B. Vego who will buy merchandise to stock her corner shop; Sra. Araceli O. Bahean who will buy Tupperware products for her business; Sra. Mariela E. M. who will buy catalogs and underwear that she has to sell to start her business. The members of the group want to say to Kiva and the Fundacion Realidad “thank you for supporting us with your loan and for continuing to help those of us who very much need your help”.
View original language description ↓
Este grupo solidario se llama Las Gaviotas. Esta ubicado en la comunidad de Tepalcingo, en el estado de Morelos, México. El grupo esta conformado por 9 integrantes que se conocen por ser vecinos. Este es su préstamo no. 8 con Fundación Realidad.
La integrante del grupo se llama Araceli O. B., tiene 34 años de edad, estudio una carrera comercial secretariado saliendo de la secundaria estudio 2 años mas de secretariado, tiene dos hijos varones, Jesús tiene 3 años, Osvaldo tiene 7 años y esta estudiando la primaria. Ella se dedica a la venta de Topperware por catalogo. Y necesita su préstamo para comprar artículos de topperware vasos, jarras, platos, cubetones de plástico para tener mercancía para ofrecerles a sus clientas. Inicio su negocio hace 5 años la invitaron a una junta de demostración de los artículos que se venden, como se trabaja, los descuentos, las promociones, los regalos y le entregaron los catálogos para comenzar a vender, mete su pedido y le dan crédito de una semana a partir de la fecha que le entregan el pedido. Es importante su negocio por que de las ganancias las va utilizando para lo que falte en la casa y volver a invertir. Le gusta su negocio porque va ganando regalos y premios y procura venden mas para tener premios mas grandes, sus clientes son las amas de casa sale de su domicilio a ofrecer su productos de casa en casa, hay personas que se molestan cuando les cobra y ya no le pagan, enfrenta la competencia de varias personas que venden los mismos productos. Ella espera que sus hijos estudien y que terminen una carrera.
Tepalcingo es un lugar muy bonito han ido cambiando las calles las han remodelado también hay una feria que se celebra al Señor de Tepalcingo en el mes de Febrero o Marzo en el 3er. Viernes a partir del miércoles de ceniza, hay muchos visitantes, danzas, mariachis, ponen sus puestos de artesanías, comida, ropa, etc. de todo se puede encontrar en la feria esta muy grande y dura aproximadamente15 días.
Los integrantes del grupo son la señora Blanca Estela A. Hernández va a comprar con su préstamo refrescos por caja y por mayoreo de coca cola de 2 litros, 3 litros y de vidrio para surtir su negocio. La señora Loyda Eliuth E. Gutiérrez va a comprar armazones, liquido para lentes de contacto, plaquetas, tornillos, micas para surtir su negocio. La señora Rusbelia O. O. va a comprar mercancía por mayoreo coca cola, yogurt, detergente, clarasol, galletas, por caja para surtir su negocio. La señora Elsa O. O. va a comprar aceite, fríjol, maseca, servilletas, platos, carnes frías, verduras, gas, etc. para elaborar sus alimentos. La señora Maria Elia P. Chávez va a comprar perfumes de dama y caballero, cremas, labiales, desodorantes, sombras, etc. para surtir su negocio. La señora Judith de los Ángeles N. C. va a comprar topperware, ropa interior de dama, labiales, desodorantes etc. para surtir su negocio. La señora Maria de Jesús B. V. va a comprar mercancía refrescos y sabritas para surtir su negocio de abarrotes. La señora Araceli O. B. va a comprar vasos, jarras. Platos, cubetones de plástico para surtir su negocio. La señota Mariela E. M. va a compra catálogos y ropa interior para exhibirla y tener que vender para inicio de su negocio.
Las integrantes del grupo quiere decir a Kiva y a Fundación Realidad: “gracias por apoyarnos con el préstamo y que sigan ayudando ya que hay gente que lo necesita mucho”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 0
    View loans »
    Mexico Loans Fundraising
  • $17,775,800
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Gaviotas Group's $3,350 loan helped a member buy products, supplies, etc. for multiple businesses.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 2, 2010
Listed
Aug 1, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010