Emiliana Tomasa Cuá Cuá, is married and works as craftswoman "Making traditional clothing". She has 4 children and she has the support of her husband who works abroad. But these months that are approaching increase the demand on her business, and she wants to increase her working capital to cover the demands of her customers. The other members of this group work in diverse areas, which we will mention: sale of traditional clothing, making chalinas (scarves for women), seamstress, making traditional Güipiles (woven poncho). They have decided then to join forces to request a loan to increase the capital of each one of the members and so be able to have bigger businesses and improve profits. This group of people live in the canton of Paxtoca in Parajes Xecoxom 1 and 2, Paraje Chibatz 1.
Emiliana Tomasa Cuá Cuá, estado civil casada con oficio Artesana “Elaboración de Cortes Típicos”, tiene 4 hijos, tiene el apoyo de su esposo que trabaja en el extragero, pero estos meses que se aproximan aumenta la demanda de su negocio, y quiere incrementar su capital de trabajo para cubrir las demandas de sus clientes. Los demas integrantes de este grupo se dedican a diversas actividades, los cuales mencionamos: Venta de Ropa típica, elaboración de chalinas(bufandas para mujeres), costurera, Elaboración de Güipiles Típicos. Han decidido entonces unirse para solicitar un prestamos para incrementar el capital de cada uno de los integrantes y asi poder tener un negocio mas grandes y mejores ganacias. Este grupo de personas viven en cantón Paxtoca en los parajes Xecoxom 1 y 2, paraje Chibatz 1.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.