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Pensamientos Group
In this Group: Lourdes , Mirna Socorro, Maria Del Socoro, Reyna , Norma, Maricela, Paulina , Maria Esther, Sara, Maria Elena , Maria , Raquel, Maria De Lourdes , Maria Del Rocio , Concepcion, Roselia , Rosa Maria Martha
This group is called "Pensamientos" ("Thoughts"), and it is made up of 17 women who are working hard every day to get ahead and provide a better future for their families. They are located in the Chalco Valley, in the State of México. The members of the group are: Lourdes P. P. (cosmetics sales by catalog), Mirna Socorro González C. (cosmetics sales by catalog), María del Socorro R. S. (auto parts sales), Reyna S. C. (machine embroidery), Norma Zenón M. (fruit and vegetable sales), Maricela C. Ramírez (music sales), Paulina Ramírez González (shoe sales by catalog), María Elena Dámaso Jiménez (cosmetics sales by catalog), María D. C. (flower sales), Raquel O. S. (beauty shop), María de Lourdes O. S. (desserts), María del Roció C. M. (fruit and vegetable sales), Concepción González C. (shoe sales by catalog), Rose lía García C. (music sales), María Esther Pérez H. (shoe sales by catalog), Rosa María Martha V. J. (construction materials), and Sara Zenón M. (lingerie sales by catalog).

Reyna S. is a single mother with three children, who are already grown and married. She used to work as a cleaning lady, but when she began suffering from osteoporosis, she had to leave her job, since the condition affected her legs. She decided to dedicate herself to another kind of work, so 15 years ago, she began making hand-knitted garments such as blouses, jackets, scarves, sweaters, baby clothes, etc. At the beginning, it was hard for her, but with time and continuous practice, it became easier. At present, she buys magazines to make more modern clothing designs and satisfy her customers' needs. She will use the funds from the loan she is requesting to buy yarn, hook closures, buttons, zippers, etc. Whenever she goes out, Reyna takes a sample garment and also carries supplies to keep working during the journey. She offers her merchandise to her family members and neighbors. She makes the most sales for special days such as birthdays, and during the cold months. With her earnings, she wants to support her daughter with her therapy so that she will be able to walk again, since her daughter also has osteoporosis which is advancing very rapidly. In the future, Reyna plans to open her own store and put her blouses and jackets on display, so that people will get to know her work and she will increase her sales.

Reyna and the other members are grateful for the support provided to them by Kiva through the Realidad Foundation, which will help them achieve their goals.
View original language description ↓
Ellas son "Pensamientos" un grupo conformado por 17 mujeres las cuales luchan diariamente por salir adelante y darle un mejor futuro a sus familias. Ellos se ubican en la comunidad de Valle de Chalco en el Estado de México. Los integrantes del grupo son: Lourdes P. P. (Venta de Cosméticos por Catalogo), Mirna Socorro González C. (Venta de Cosméticos por Catalogo), María del Socorro R. S. (Refaccionaria), Reyna S. C. (Industria Bordadora), Norma Zenón M. (Venta de Frutas y Legumbres), Maricela C. Ramírez (Venta de Música), Paulina Ramírez González (Venta de Zapatos por Catalogo), María Elena Dámaso Jiménez (Venta de Cosméticos por Catalogo), María D. C. (Florería), Raquel O. S. (Estética) María de Lourdes O. S. (Venta de Postres), María del Roció C. M. (Venta de Frutas y Legumbres), Concepción González C. (Venta de Zapatos por Catalogo), Roselía García C. (Venta de Música), María Esther Pérez H. (Venta de Zapatos por Catalogo), Rosa María Martha V. J. (Materiales para Construcción) y Sara Zenón M. (Venta de Ropa Interior por Catalogo)

Reyna S. C., es madre soltera y tiene tres hijos los cuales ya son casados. Ella trabajaba de afanadora pero cuando enfermo de osteoporosis tuvo que dejar su trabajo ya que esta enfermedad afecto sus piernas así que decidió dedicarse a otro tipo de actividad. Hace 15 años comenzó con la elaboración de prendas tejidas a mano como: blusas, chalecos, bufandas, suéteres, chambritas, etc. Al principio fue difícil para ella pero con el tiempo y la práctica continua se le ha hecho más fácil, actualmente compra revistas para hacer prendas más modernas y satisfacer las necesidades de su clientela. El crédito solicitado lo va a utilizar para la compra de hilos, ganchos, botones, cierres, etc. Reyna siempre que sale lleva consigo una prenda de muestra y aparte lleva material para ir haciendo durante el camino, su mercancía la ofrece con sus vecinos y familiares. Sus épocas de mayor venta son en las fechas especiales como cumpleaños y en épocas de frio. Con las ganancias desea apoyar a su hija que también tiene osteoporosis, a su hija le avanzó más rápido que a Reyna y desea apoyar a su hija con las terapias para que pueda volver a caminar. Los planes de Reyna son poder poner un local propio y así tener sus blusas y chalecos en exhibición para que la gente conozca el trabajo que hace y tener mayor venta.

Ella junto con las demás integrantes agradece el apoyo que les brinda Kiva a través de Fundación Realidad para lograr sus metas.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 20
    View loans »
    Mexico Loans Fundraising
  • $18,755,700
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Pensamientos Group's $4,900 loan helped a member buying yarn, hook closures, buttons, zippers, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 16, 2010
Listed
Aug 1, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010