Angel Alexis A. A. is 26 years old. He is single and lives with his mother. He does not have any children. He lives in the village of Chillanes in the province of Bolívar.
Angel is an associate of the 'King of Kings' rural branch, which is located an hour and a half from Chillanes. There are 23 associates on the whole, that in the majority are dedicated to agriculture. This is the first loan that they have requested from the San José Cooperative.
Angel is dedicated to agriculture, sowing corn and breeding hogs. He carries out his purchases each month in Bucay and sells his products in the same location.
He requests the loan to invest in seeds for his cultivations and to purchase animals. He thinks that the credit is an opportunity to do well. His dreams are to have money for the purchase of a house. He faces challenges such as the climate and diseases.
Angel Alexis A. A. tiene 26 años. Es soltero vive con la mama, no tiene hijo, vive en el cantón de Chillanes en la provincia de Bolívar.
Angel es un socio de la ventanilla rural Rey de Reyes, que está ubicada a hora y media de Chillanes. Son 23 socios en total, que en la mayoridad se dedican a la agricultura. Esto es el primer préstamo que ellos sacan con la Cooperativa San José.
Angel dedica a la agricultura, siembra de maíz y crianza de cerdos. Realiza sus compras cada mes en Bucay y las vende en la misma localidad.
Solicita el préstamo para invertir en semillas para sus cultivos y para la compra animales. Piensa que el crédito es una oportunidad para salir adelante. Sus sueños es tener dinero para la compra de una casa. Enfrenta desafíos son el clima y las enfermedades.
Le gusta el deporte.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!