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Franklin Argemerio
Franklin Argemerio A. T. is 33 years old. He is single, has a son, and lives with his parents. He lives in the Chillanes canton in the province of Bolívar.


Franklin is a member of the Rey de Reyes rural communal bank, which is located an hour and a half from Chillanes. There are 23 members in total, and the majority work in agriculture. This is the first loan that they are taking out with Cooperativa San José.


Franklin works in agriculture planting corn. He makes his purchases each month in Bucay and he sells them in the same area.


He is requesting this loan to invest in seeds for his crops. He feels that the loan is a way of getting ahead. His dream is to have money to purchase a house. The challenges that he faces are the weather and diseases.


He likes agriculture.

View original language description ↓
Franklin Argemerio A. T. tiene 33 años. Es soltero vive con los padres, tiene 1 hijo, vive en el cantón de Chillanes en la provincia de Bolívar.

Franklin es un socio de la ventanilla rural Rey de Reyes, que está ubicada a hora y media de Chillanes. Son 23 socios en total, que en la mayoridad se dedican a la agricultura. Esto es el primer préstamo que ellos sacan con la Cooperativa San José.

Franklin se dedica a la agricultura, siembra de maíz. Realiza sus compras cada mes en Bucay y las vende en la misma localidad.

Solicita el préstamo para invertir en semillas para sus cultivos. Piensa que el crédito es una oportunidad para salir adelante. Sus sueños es tener dinero para la compra de una casa. Enfrenta desafíos son el clima y las enfermedades.

Le gusta la agricultura.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Franklin Argemerio to invest in seeds for his crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 13, 2010
Listed
Aug 1, 2010
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2011