Willian Rolando C. T. is 35 years old. He lives with his partner, Elizabeth, and their 2 sons Fabricio, 9, and Mateo, 2. They live in the village of Chillanes, Bolívar province.
William is a member of the rural community bank group Rey de Reyes (King of Kings), which is located an hour and a half from Chillanes. There are 23 members in all, most of whom are farmers. This will be the group's first loan from Cooperativa San José.
William farms maize and pineapples. He buys his farming supplies in Bucay every month and also sells his harvest there. He is requesting the loan to buy seeds for the next planting season. This loan will be an opportunity for him to grow. His dream is to have money to buy land. A challenge he faces is the weather. William likes playing sports in his free time.
Willian Rolando C. T. tiene 35 años. El estado civil es unión libre vive con la señora Elizabeth, tiene dos hijos, Fabricio (9) y Mateo (2), vive en el cantón de Chillanes en la provincia de Bolívar.
Willian es un socio de la ventanilla rural Rey de Reyes, que está ubicada a hora y media de Chillanes. Son 23 socios en total, que en la mayoridad se dedican a la agricultura. Esto es el primer préstamo que ellos sacan con la Cooperativa San José.
Willian se dedica a la agricultura, siembra de maíz y piña. Realiza sus compras cada mes en Bucay y las vende en la misma localidad.
Solicita el préstamo para invertir en semillas para sus cultivos. Piensa que el crédito es una oportunidad para salir adelante. Sus sueños es tener dinero para la compra de un terreno. Enfrenta desafíos son el clima.
Le gusta hacer deporte.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!