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Costa Brava Group
In this Group: Joniy, Clemencia, Albina, Nelida Cristina, Sixto Ricardo, Gloria, Jacinto Raul, Florentino, Fabiola Leonarda, Valenta
The group is called Costa Brava after the region of the National Pinotepa coast. This is the story of Joniy D. L. C. Morales, one of the group members. He is married, 30 years old, the father of a three-year old boy and a carpenter.

He explains that he chose this profession because he learned it as a child as his father was a carpenter and left him his tools so he'd be able to work. He says it is a good business that provides him with a good income. He is going to use the loan to invest in the purchase of materials to continue working, including wood, glue and paint.

The earnings he is getting out of the business benefit him and his family very much. He is now financially more secure, which is going to help now that his son is starting preschool and they will have to buy school materials for him.

He also says that his business is benefitting the community as there aren't many carpenters in the town and people used to have to go far to order what they need. That's no longer the case, as they now have Joiy's carpenter's worshop nearby.

His main goal is to see his son grow up and support him through his studies so that he can have a career and a good profession. He would also like a larger workshop to support his mother, who is a widow and whom he helps financially, and to improve his standard of living.

He mentions that all group members are very reliable and responsible workers now they have had the chance to know each other.

Joniy would like to thank FRAC and KIVA because they have enabled him to own his own business and change his life and his family's.

Costa Brava group members and their business activities are:
Joniy D. L. C. Morales - carpentry
M. Clemencia R. - snacks
Albina D. L. R. - confectionery
Nelida Cristina M. C. - confectionery
Sixto Ricardo H. S. - carpentry
Gloria L. C. - clothing store
Jacinto Raul L. T. - car wash
Florentino Pena -fishmongers
FabioL. Leonarda L. D. -snacks
Valenta S. N. - clothing store
View original language description ↓
Este grupo se llama Costa Brava se eligió este nombre para este grupo, por L. región D. L. costa D. Pinotepa Nacional, esta historia es acerca del señor Joniy D. L. C. Morales es uno D. los integrantes D. este grupo, el es casado, tiene 30 años es padre D. un niño D. 3 años y es carpintero.

El nos platica que se decidió por este oficio ya que lo aprendió desD. que era niño ya que su papá era carpintero y le heredo las herramientas para que el siguiera trabajando, dice que es un buen negocio ya que se obtienen muy buenos ingresos, el crédito que le otorgaron lo va a invertir en L. compra D. mas materiales para seguir trabajando como: madera, pegamento y pintura.

Las ganancias que obtiene D. L. venta D. su negocio, le están beneficiando mucho a el y a su familia, ya que ahora están pudiendo tener un poco mas D. solvencia económica y ahora que ya su hijo va a entrar al preescolar y tienen que comprarle su material escolar también le esta ayudando D. mucho.

Dice que con su negocio esta beneficiando mucho a las personas D. su comunidad ya que no hay muchas carpinterías en L. población y tienen que ir muy lejos para poder encargar lo que necesitan, pero ahora ya no lo que hacen, puesto que tuenen L. carpintería D. Don Joniy muy cerca.

El propósito que el tiene es ver crecer a su hijo y apoyarlo para que siga estudiando, y pueda tener una carrera y una muy buena profesión, también desea tener una carpintería mas granD. para apoyar a su mamá, ya que L. señora es viuda y él L. ayuda económicamente y para mejorar su nivel D. vida.

Platica que todos los integrantes D. su grupo, son muy confiables, responsables y trabajadores ya que tienen tiempo D. conocerse.

El señor Joniy da las gracias a FRAC y KIVA por que gracias a ellos ha podido lograr tener su propio negocio y asi cambiar su vida y L. D. su familia.

Los integrantes D. costa brava y las actividades a L. que se dedican son las siguientes:
Joniy D. L. C. Morales-carpintería
Clemencia Marroquín R.-antojitos
Albina D. L. R.-repostería
Nelida Cristina M. C.-repostería
Sixto Ricardo H. S.-carpintería
Gloria López C.-tienda D. ropa
Jacinto Raúl López T.-lavado D. autos
Florentino P.-pescadería
FabioL. Leonarda López Damián-antojitos
Valenta S. Nicolás-tienda D. ropa

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 8
    View loans »
    Mexico Loans Fundraising
  • $17,731,700
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Costa Brava Group's $3,900 loan helped a member buy wood and paint.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2010
Listed
Aug 1, 2010
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2010