Agnes is 51 years old. She is married with 4 children between the ages of 10 and 30. Two of the children are currently attending school. She has been farming for over 10 years in Kisii town, Western Kenya. Her farm produces maize, tea, bananas, vegetables, milk and nappier grass which she sells locally. Her primary challenges have been lack of enough animal feed, poor weather patterns and poor prices for her commodities.
Agnes has requested this loan from Juhudi Kilimo of KES.50,000 to purchase a dairy cow. The extra income from this loan will enable her to educate her children and expand her business. She will also be able to provide enough food for her family.
In the future, Agnes would like to expand her dairy farming by acquiring 5 more dairy cows. She appeals for more help from Juhudi and appreciates the support rendered so far.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.