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J. Anbar is 53 years old. She and her husband have raised two children who are already married and living independently. Anbar has been selling jewellery for almost 18 years. As a rule she works in the store, however she also has a trading place in the local market. Anbar sells jewellery items of an oriental national style. She has her customers and clients who sell their jewellery to her. People trust Anbar, knowing that she is very honest when assessing the prices and quality. Anbar's business is the main source of income for her family. She has been working with IMON for almost two years. She has proved herself as an honest and reliable borrower. Today she requests $1500 US Dollars. For the loan Anbar plans to purchase new items of jewellery like earrings, rings and bracelets of the oriental style. She thanks all for support and promises to pay the loan in time.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 110
    View loans »
    Tajikistan Loans Fundraising
  • $29,890,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Anbar to purchase jewellery to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 21, 2010
Jul 22, 2010
Currency Exchange Loss:
Aug 17, 2011