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Adjouavi L. was born February 27, 1961 in Allada, in the Atlantique department. She has lived all her life in the Dogoudo neighborhood of Allada. Married to Séraphin HOUNTONDJI, a mason, Adjouavi is the mother of six children, all in school. Only three of the children are in the couple’s care. Adjouavi and her husband live together with their children.

Adjouavi only attended primary school. As a means of support, she runs a business in Allada selling palm oil, with a secondary trade in footwear. She has been doing this for about ten years. With the income generated by her activity, Adjouavi fully participates in meeting the family’s expenses. She gets her stocks in Cotonou, Benin's economic capital, and in Allada.

Adjouavi has previously received two loans from ALIDé, both fully repaid. Customer demand for her products is growing steadily, so she is requesting a third loan to enhance her activity by increasing her stocks and better serve her customers. In the future, Adjouavi hopes to acquire a piece of land to build a house.
L. Adjouavi est née le 27 Février 1961 à Allada, dans le département de l’Atlantique. Adjouavi vit depuis sa naissance au quartier Dogoudo à Allada. Mariée à HOUNTONDJI Séraphin, un maçon, Adjouavi est mère de six enfants, tous scolarisés. Seulement trois des enfants sont à la charge du couple. Adjouavi vit ensemble avec son mari et ses enfants. Grâce au revenu que lui procure son activité, Adjouavi participe pleinement aux dépenses de la famille. Adjouavi n’a fréquenté que l’école primaire. Pour faire face à ses besoins, Adjouavi mène comme activité la vente de l’huile de palme et de façon secondaire, des chaussures à Allada. Adjouavi exerce cette activité depuis une dizaine d’année. C’est à Cotonou, capitale économique du Bénin, mais aussi à Allada, que Adjouavi achète ses produits. Adjouavi a déjà obtenu deux crédits auprès de ALIDé, et les a tous bien remboursés. De jour en jours, la demande en produits de sa clientèle se fait de plus en plus sentir. C’est donc pour rehausser son activité par l’augmentation du stock de ses produits que Adjouavi sollicite un troisième prêt, afin de mieux satisfaire sa clientèle. Adjouavi ambitionne dans l’avenir acquérir une parcelle et la construire.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 513.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Adjouavi to buy 5 cans of palm oil and 5 boxes of shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 28, 2010
Jul 22, 2010
Currency Exchange Loss:
Jul 15, 2011