Oliva struggles in selling soft drinks, pastries (cakes) and boiled eggs. She has an experience of five years in this business and the hours of her business are from the morning hours until late in the evening.
Oliva, after realizing that her clientele was increasing day by day to the extent that she is not able to meet their demand, needs to request a Kiva loan via Vision Finance Company s.a. She really hopes that it will allow her to to expand her business a lot through adding more drinks and pastries.
With these additional goods, Oliva will hopefully earn more profits and these profits will allow her to continue taking care of her family and start saving for a better business future.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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Success!! The loan was 100% repaid