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Frederic is 25 years old and is married with two children who are 1 and 2 years old. Frederic lives by sewing different styles of clothes and this is his 5th successful year in this business. He operates his business from morning until late in the afternoon hours.

Frederic needs to request a Kiva loan via Vision Finance Company s.a. to purchase four sewing machines and some clothing items. Thus, he will create four jobs for the people in his community.

By expanding his business and adding more equipment and workers, Frederic will hopefully earn more profits and these profits will allow him to create other areas of the same business. In addition, he and his family, will get their own shelter.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,392,250
    Funds lent in using Kiva
  • 589.0
    Rwanda Francs (RWF) = $1 USD