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Mrs. Ya M., age 46, is a widow who sells porridge for a living, earning $12.50 per day in revenue. She has seven children, two of whom work at a garment factory earning $100 per month each. Two are students, and three are married. Ya would like to borrow $800 to purchase a motorbike for one of her sons to use to operate a moto-taxi business. She anticipates this will bring in another $2.50-$5 per day in income to help her family. She is pictured in the photograph next to her son .

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 267
    View loans »
    Cambodia Loans Fundraising
  • $37,517,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ya to purchase a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 3, 2007
Oct 20, 2007
Currency Exchange Loss:
Jun 15, 2009