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Henrik H. is 58 years old; he lives in Tsovaghugh village, Sevan area. Henrik is married and has a son who is a student.

Henrik has a higher education: his specialty is mechanical engineering. Now he works at Gegharkunik marz Regional Administration as an expert. At the same time Henrik engages in farming; in his farm he has: cows and calves, pigs, chickens and 16 beehives. Henrik’s wife helps him in farming and thus they support their family and pay for their son’s education.

Henrik seeks a 1,000,000 AMD loan which he will spend on repairing his beehives and buying wax paper.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 164
    View loans »
    Armenia Loans Fundraising
  • $14,925,275
    Funds lent in using Kiva
  • 363.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Henrik repairing beehives and buying wax paper.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Jul 20, 2010
Jul 22, 2010
Currency Exchange Loss:
Nov 15, 2011