Mr. Horm O., 33 years old (in the picture), and his wife, Mrs. Sarorn Meas, 31 years old, live in a small village outside of Phnom Penh. They have been married since 2005 and have two daughters. Both of them are still young.
Horm has been a construction worker for seven years. His wife is a garment factory worker. He is asking for his first loan of $1,000 to purchase a motorbike for commuting to work.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.