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Zikran's Group
In this Group: Zikran , Sajidan, Sakina, Razia
Zikran is 49 years of age but she looks ten years older than her age. Her financial problems grew her old before her time.

She is a citizen of a city called Borewala in Pakistan, where she lives with her family. Her husband sells timbers and her two sons also help their father in his business. Zikran is a seamstress. She takes orders from her nearby customers and fulfills them to earn an income. However, her family is barely able to fulfill their basic living needs, even though everyone in the family puts forth their best effort to improve their businesses.

Zikran has applied for a loan from Asasah for her husband’s business. With the loan, he will buy timbers in bulk and improves his sales. She is hopeful that by investing this loan in her husband’s business, she will be able to make positive changes in her family’s standard of living and she will be able to marry her daughter, who is now of marriage age.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 299
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 85.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zikran's Group's $900 loan helped a member purchase timbers to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 19, 2010
Jul 22, 2010
Currency Exchange Loss:
Jul 15, 2011