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La Esperanza Del Valle Group
In this Group: Gardenia, Rosario Del Pilar, Sara Edith, Julia Gaudencia, Hector Evaristo, Gladys Nila, Hilda Flor, Luis Alberto, Elizabeth Milagros, Eva Tereza*
* not pictured
Sra. Gardenia is 34 years old and has a 14 year old daughter who is her inspiration and incentive to strive and work each day to move forward and proviD. everything necessary so that she can become a professional. She is a member of the group “La Esperanza del Valle” (The Hope of the Valley), which consists of ten individuals who live in the development of Luciana in the district of Carabayllo. Her fellow members elected her to be the treasurer of the group’s Board of Directors.


Sra. Gardenia has been selling clothing and beauty products for three years, offering her goods to relatives and friends. She began selling beauty products through catalogs, but later her customers started placing orders for clothing. This encouraged her to build up an inventory of merchandise. With this business, she will be able to have operating capital to maintain a stock of beauty products as well as clothing. Sometime later on she would like to start another business providing Internet services.


The loan she is requesting will be invested in the purchase of winter clothing for children, teenagers, and adults since she has already received orders.

View original language description ↓
LA SRA. GARDENIA TIENE 34 AÑOS TIENE UNA HIJA D. 14 AÑOS, QUIEN ES SU INSPIRACIÓN Y ALICIENTE PARA ESFORZARSE Y TRABAJAR CADA DÍA PARA SACARLA ADELANTE Y DARLE LO NECESARIO PARA LLEGAR A SER UNA PROFESIONAL MAS ADELANTE. LA SRA. GARDENIA EN INTEGRANTE DEL GRUPO "LA ESPERANZA DEL VALLE" FORMADO POR 10 PERSONAS QUIENES VIVEN EN LA URBANIZACIÓN LUCIANA EN EL DISTRITO D. CARABAYLLO. SUS COMPAÑEROS LA ELIGIERON COMO TESORERA D. LA JUNTA DIRECTIVA DEL GRUPO.
HACE TRES AÑOS LA SRA. GARDENIA SE DEDICA A LA VENTA D. ROPA Y PRODUCTOS D. BELLEZA OFRECIENDO A SUS FAMILIARES Y AMIGOS; EMPEZÓ VENDIENDO PRODUCTOS D. BELLEZA POR CATALOGO, LUEGO SUS MISMOS CLIENTES LE EMPEZARONA HACER PEDIDOS D. ROPA, POR LO QUE SE ANIMÓ A HACERSE D. UN STOCK.
CON ÉSTE NEGOCIO HA PODIDO TENER UN CAPITAL D. TRABAJO, TENER UN STOCK TANTO EN PRODUCTOS D. BELLEZA COMO EN LA LINEA D. ROPA.
LE GUSTARÍA MAS ADELANTE PONER UN NEGOCIO D. CABINAS D. INTERNET.
EL PRESTAMO SOLICITADO LO INVERTIRÁ EN LA COMPRAV D. ROPA D. INVIERNO PARA NIÑOS, JOVENES Y ADULTOS, PARA LO CUAL YA TIENE PEDIDOS.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 111
    View loans »
    Peru Loans Fundraising
  • $56,074,975
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Esperanza Del Valle Group's $2,200 loan helped a member purchase winter clothing for children, teenagers, and adults.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 9, 2010
Listed
Aug 1, 2010
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2010