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Wayna Ccapac Group
In this Group: Paulina, Yovana , Isabel , Sonia, Cleofe , Emperatriz, Reynaldo , Nelida, Ignacio, Yessica
This borrower belongs to the “WAYNA CCAPAC” communal bank. She lives in Urubamba province in the department of Cusco.

Her name is Yessica, and she is 28 years old and a single mother. She runs a small pharmacy; she studied pharmacy at the university, and with much effort, she was able to assemble enough capital to open her pharmacy. She sells all types of health-related products. She has operated this business for 1 year, and it is going very well for her. The father of her child works in the municipality of Maras, and he sends her money for the little one's daily sustenance. Yessica dreams of expanding her business, and for this reason she is requesting the loan, so that she can buy merchandise (medicines) on credit; she will make an initial deposit and gradually pay off the rest.

The other group members pursue a range of activities, such as selling dry goods, working as a waiter in a restaurant, raising animals to sell in the market, or operating a grocery store.

The members infinitely value and appreciate the loan granted to them, since it will allow them to expand their businesses and improve their quality of life; accordingly, they are committed to making their payments on time.
View original language description ↓
La socia pertenece al banco comunal “WAYNA CCAPAC”; La socia vive en la provincia D. Urubamba, departamento D. Cusco.

La socia es la Sra. Yessica, tiene 28 años D. edad y es madre soltera, ella tiene una pequeña botica, la socia estudió farmacia en la universidad y con mucho esfuerzo pudo reunir un capital para abrir su botica, ella venD. todo tipo D. productos relacionados a la salud; tiene 1 año con este su negocio y le está yendo muy bien, el papá D. su hijo trabaja en la municipalidad D. Maras y le envía dinero para que su pequeño pueda tener su alimentación diaria, la socia sueña con agrandar su negocio y por esta razón ella solicita el préstamo para poder comprar mercadería (medicamentos) a cuenta ella pagará una primera inicial que poco a poco irá pagando.

Los otros socios se dedican a diferentes actividades como venta D. productos secos, mozos en restaurantes, crianza D. animales, los mismos que son vendidos a los mercados, tienda D. abarrotes.

Los socios valoran y agradecen infinitamente el crédito otorgado ya que este les permite crecer con sus negocios y mejorar su calidad D. vida, así mismo se comprometen a cumplir con el pago D. sus cuotas en el plazo estipulado.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 114
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Wayna Ccapac Group's $3,350 loan helped a member buying merchandise (medicines).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 22, 2010
Aug 1, 2010
Currency Exchange Loss:
Nov 15, 2010