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Joseph is 28 years old. He is married and has one child who is 8 years old. Joseph is commonly known in the business of selling men's jeans and t-shirts. He has been in this business for about 10 years, and the hours of his business are from 6 am to 7 pm daily.

Joseph is requesting a Kiva loan via Vision Finance Company. With the use of this loan, Joseph hopes that he will be able to increase the profits of his business. These profits will allow him to ensure the security of his business, as well as create many other sources of income. In addition, Joseph will continue providing better care for the future of his child.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 3
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 592.2
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Joseph to purchase men's clothing for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 23, 2010
Jul 26, 2010
Currency Exchange Loss:
Mar 15, 2011