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Joseph is 28 years old. He is married and has one child who is 8 years old. Joseph is commonly known in the business of selling men's jeans and t-shirts. He has been in this business for about 10 years, and the hours of his business are from 6 am to 7 pm daily.

Joseph is requesting a Kiva loan via Vision Finance Company. With the use of this loan, Joseph hopes that he will be able to increase the profits of his business. These profits will allow him to ensure the security of his business, as well as create many other sources of income. In addition, Joseph will continue providing better care for the future of his child.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 7
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 592.2
    Rwanda Francs (RWF) = $1 USD