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Karoline A. is 55 and married with 6 children (ages 11-28). She is starting a business venture, selling lavalavas (bottom-half wrap-around prints worn by both men and women). Karoline needs a loan of WST$2900 to purchase additional equipment & tools such as needles & threads. She plans to use the earnings from her business (estimated to be 650 talas per week) to improve/expand the business.

In 2005, Karoline joined SPBD. This is her 4th loan with SPBD. SPBD's loans are Karoline's only access to capital because she was never able to qualify for a loan with traditional banks.

About SPBD:
In 2000, Greg Casagrande founded SPBD, and since then it has expanded from the main island of Upolu in Samoa to Savaii, as well as Tonga. SPBD's philosophy of lending is based upon the Grameen Bank lending method. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD."

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 106
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Karoline to purchase additional equipment & tools such as needles & threads.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2010
Jul 20, 2010
Currency Exchange Loss:
Jul 15, 2011