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Luafulu N. is 41 and married with 8 children. She owns a business venture planting & harvesting cocoa for sale. Luafulu has 5 years of experience in this business. Luafulu needs a loan of 2500 Samoan tala (WST) to purchase general farm supplies & equipment. She plans to use the earnings from her business (estimated to be 650 talas or US $271 per week) to improve and expand it.

This is Luafulu's fourth loan with SPBD. SPBD's loans are Luafulu's only access to capital because she was never able to qualify for a loan with traditional banks.

About SPBD

In 2000, Greg Casagrande founded SPBD and since then, it has expanded from the main island of Upolu in Samoa to Savaii, as well as Tonga. SPBD's philosophy of lending is based upon the Grameen Bank lending method. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 76
    View loans »
    Samoa Loans Fundraising
  • $7,683,900
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Luafulu to purchase general farm supplies & equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2010
Jul 20, 2010
Currency Exchange Loss:
Jul 15, 2011