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Alfa Y Omega Group
In this Group: Teodora, Irma, Juana , Olga Lidia, Maria, Rosalba, Lorena, Veronica , Avelina
The Communal Bank “Alfa y Omega” (Alpha and Omega) is a cheerful and close-knit group. The group name was chosen by all the members because of the reference in the Bible to Alpha and Omega. There are nine members in the group and all of them appear in the photograph.

Sra. Teodora T. H. is the group representative and has a business selling affordable food. She is 40 years old, in a common law marriage, and has three children who are all independent. Teodora says her loan will be used to buy products that she is lacking in her business such as cornmeal and cheese.

The other members are as follows:
• Juana S. M. sells cosmetics through catalogs.
• Avelina M. P. sells affordable food.
• Maria G. Esleva sells chili peppers and seeds.
• Rosalba D. G. sells clothing.
• Lorena L. R. sells snacks.
• Irma S. C. sells tacos.
• Veronica G. T. sells shoes through catalogs.
• Olga Lidia V. G. weaves tablecloths and napkins.

Olga says she taught her son and her husband how to weave. They enjoy making items such as floor pillows, napkins, and other products. Her husband helps whenever there is large workload.

Adriana V. M. and Emilia Montiel Murillo were not present to sign the contract, so their loans were canceled.
View original language description ↓
El grupo Alfa y Omega es un grupo muy alegre y solidario el nombre lo escogieron entre todas las integrantes del grupo por que comenta que en la biblia sagrada habla sobre Alfa y Omega en este grupo son 9 integrantes de las cuales todas estan en la foto la representante del grupo es la señora:Teodora T. H. ella se dedica ala venta de comida economica cuenta con 40 años de edad tiene 3 hijos de los cuales ninguno depende de ella,vive en union libre comenta que su credito lo utilizara para poder comprar los productos que le hacen falta para negocio como son:M.,quezo entre otros productos mas tambien vende cosmeticos.
Las demás integrantes son:
Juana S. M. vende por catalago,
Avelina M. P. vende comida economica,
Maria G. Esleva vende Chiles y semillas,
Rosalba D. G. venta de ropa,
Lorena L. R. venta de antojitos,
Irma S. C. venta de Tacos,
Veronica G. T. venta de zapatos por catalago,
Olga Lidia V. G. ella teje manteles servilleteros y comenta que ella les enseño a su hijo y a su esposo a tejer; su hijo tambien le gusta tejer cojines,servilleteros entre o tras cosas y su esposo le ayuda cuando ella tiene mucho trabajo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 21
    View loans »
    Mexico Loans Fundraising
  • $19,058,800
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Alfa Y Omega Group's $2,875 loan helped a member purchase ingredients such as cornmeal and cheese.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jul 1, 2010
Aug 1, 2010
Currency Exchange Loss:
Nov 15, 2010