Las Aretillas Group
Celia M. F. is the group’s representative. She is 43 years old, and she has a sixth grade education. She has three children, one boy and two girls. Eudocio is 28 years old and works in the United States. Miriam is 20 years old. Herminia is 16 years old, and she just finished high school.
Celia sells soft drinks and “chicharrones” (fried pork rinds) in her house in Rancho Los Tejocotes. Her house is one of the last houses on the hill. She requested her loan to buy cases of soft drinks; the brands Jarrito and Red Cola in the two liter size; oil, sugar, and chicarrones. She says that she started her business two years ago. Her son that is in the United States sent her money, and she decided to buy soft drinks and chicarrones in order to start selling.
Her customers are her neighbors. When they go to work in the fields they pass by and purchase soft drinks or chicharrones. Her daughters help her with the business because they realize it is important. That is where they get income for food and the household expenses.
She is very happy with the loan she was given. She expects to see her business bigger and better stocked.
In her community of Hueyapan there is a lot of vegetation and pine trees. There are also fruit trees like pear, apple, peach, cherry, and “tejocote” (Mexican hawthorn). The climate is mild, and there are also animals.
The other members of the group are:
*Herlinda P. A.: Will buy cherry, peach, and apple plants to plant
*Yolanda A. C.: Will buy fertilizer and insecticide by the kilo and in bulk to provide maintenance to her fruit trees
*Judith M. P.: Will buy young sheep and pigs to raise and sell
The members of the group want to tell Kiva and the Fundación Realidad, “We appreciate your faith in us and the support you are providing us with the loan. Thank you.”
LA REPRESENTANTE DEL GRUPO SE LLAMA CELIA M. F., TIENE 43 AÑOS ESTUDIO HASTA EL 6º. AÑO DE PRIMARIA, TIENE 3 HIJOS 1 HOMBRE Y 2 MUJERES (EUDOCIO TENE 28 AÑOS Y TRABAJA EN LOS ESTADOS UNIDOS, MIRIAM TIENE 20 AÑOS Y HERMINIA TIENE 16 AÑOS ACABA DE TERMINAR DE ESTUDIAR LA SECUNDARIA.
CELIA SE DEDICA A LA VENTA DE REFRESCOS Y CHICHARRONES EN SU CASA EN RANCHO LOS TEJOCOTES, SU CASA ESTÁ EN LAS ULTIMAS CASAS DEL CERRO Y SOLICITO SU PRESTAMO PARA COMPRAR REFRESCOS POR CAJA DE LAS MARCAS: "JARRITO Y RED COLA" DE 2 LITRO, ACEITE, AZUCAR, CHICHARRONES. COMENTA QUE INICIO SU NEGOCIO HACE 2 AÑOS, SU HIJO QUE ESTA EN LOS ESTADOS UNIDOS LE ENVIO DINERO Y DECIDIO COMPRAR REFRESCOS Y CHICHARRONES PARA COMENZAR CON LA VENTA.
SUS CLIENTES SON SUS VECINOS QUE SE VAN A TRABAJAR AL CAMPO PASAN A COMPRAR REFRESCOS O CHICHARRONES, LE AYUDAN SUS HIJAS CON EL NEGOCIO YA QUE LO CONSIDERAN IMPORTANTE PORQUE DE AHÍ TIENE INGRESOS PARA LA COMIDA Y LOS GASTOS DE LA CASA, ESTA MUY CONTENTA CON EL PRESTAMO QUE LE DIERON Y ESPERA VER SU NEGOCIO MAS SURTIDO, MAS GRANDE. EN SU PUEBLO DE HUEYAPAN HAY MUCHA VEGETACION, PINOS, ARBOLES FRUTALES COMO PERA, MANZANA, DURAZNO, CAPULIN, TEJOCOTE, EL CLIMA ES TEMPLADO Y TAMBIEN HAY ANIMALES
LOS DEMÁS INTEGRANTES DEL GRUPO SON:
*HERLINDA P. A. VA A COMPRA PLANTAS FRUTALES, CIRUELA, DURAZNO, MANZANA PARA PLANTAR
* YOLANDA A. C. VA A COMPRAR ABONO, INSECTICIDA POR KILO Y POR BULTO PARA DARLE MANTENIMIENTO A SUS ÁRBOLES FRUTALES
*JUDITH M. P. VA A COMRAR BORREGOS Y CERDOS CHICOS PARA CRIANZA Y VENTA
LAS INTEGRANTES DEL GRUPO QUIEREN DECIR A KIVA Y A FUNDACION REALIDAD “AGRADECEMOS EL APOYO Y CONFIANZA QUE NOS ESTAN PROPORCIONADO CON SU PRESTAMO, GRACIAS”
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid