34 year-old Felipe lives in Guasmo, Guayaquil (an urban zone, where the majority of the inhabitants are informal merchants). He has got a butcher's shop and sells all types of meat. Since he was little, his family has worked in the butcher's shop and taught him how to run it. When he grew up and had three children, he had to invest money in order to sustain his family. Nowadays, he has got a meat stall where he works from 8am until 6pm. He sells pork, beef, chicken, etc. In order to increase his earnings, he wants to invest his loan in the purchase of beef, chicken, and pork. In the future, he wants to become a wholesale vendor of meat.
Felipe de 34 años, vive en el Guasmo de Guayaquil, (zona urbana, la mayoría de los habitantes son comerciantes informales), el tiene una carnicería, vende todo tipo de carnes.
Desde pequeño su familia trabajo en una carnicería y le enseñaron como administrarla, cuando creció y tuvo a sus tres hijos tuvo que invertir dinero para poder mantener a su familia. Ahora tiene un puesto de carne trabaja desde las 08h00am hasta las 18h00pm, vende cerdo, carne de vaca, pollos, etc.
Para tener mas ingresos el quiere invertir comprando con el préstamo carnes, pollo, cerdo, en el futuro quiere convertirse en mayorista de carnes.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.