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Violetas Group
In this Group: Zulma, Cristina Virgini, Virginia Ines, Alma Rosa, Ines Lourdes, Mayran Nallely, Lissie Lucely, Marina, Sofia
This group is called “Violetas 1” (Violets I). They decided to name it thus because that’s the name of the granddaughter of the lady whose house they have their meetings in.

This story is about Virginia Inés R. M. who is the group representative. She is 52 years old, a single mother of three children two of whom are already married. The youngest is 17 and in high school. Virginia Inés is a candy vendor at an elementary school near her house and she also sells candy at her house.

She chose this activity because being a single mother she had to find a way to support her children so she began with this small business. The loan she got allowed her to invest in another small business: fast food sales. Now, she has to buy the ingredients she needs to prepare them like: tomatoes, assorted chilies, onion, garlic, salt, potatoes, carrots, etc.

Her business is being very useful because she’s using the profits earned to buy school supplies, school uniforms and shoes for her son as well as some personal use items.

Her store is of great benefit to the children in the school because they don’t have to go outside the school yard to buy what they need so they are protected from any danger besides she sells them her sweets at a very good price.

Virginia tells us that her goal for the future is that her business grow so that she can earn enough to pay for her son’s higher education because she wants him to continue going to school so that he will have a career and a very good profession.

She knows her fellow group members very well and tells us that they are all responsible, hard working, trustworthy people who want to improve themselves and get ahead in life.

She is thankful for the help from Kiva, for the trust they have placed in her and for the opportunity she has been given but most of all for believing in her because thanks to the help she got she was able to invest in her business and thus have a better future.


The other group members and their activities are:
Ana María Ariza M.-pastries
Cristina virginia G.-cafeteria
Alma Rosa Téllez R.-bookstore
Inés Lourdes A. R.-candy shop
Mayran Nallely E. C.-bookstore
Lissie Lucely E. C.-perfume shop
Marina C. Méndez-snacks
Sofía O. L.-electronics
Zulma R. Rodríguez-soft drink warehouse
View original language description ↓
Este grupo se llama "Violetas 1", decidieron ponerle este nombre por que así se llama la nieta de la señora en donde hacen las reuniones, esta historia es acerca de la señora Virginia Inés R. M. ella es la representante del grupo, tiene 52 años es madre soltera y tiene 3 hijos de los cuales 2 ya están casados, y el menor tiene 17 años y estudia el bachillerato. La señora Virginia Inés se dedica a la venta de dulces y vende en la escuela primaria que esta cerca de su casa y también en su propio domicilio.

Ella eligió esta actividad ya que como es madre soltera tenia que buscar la forma de sacar a sus hijos adelante y fue por eso que decidió empezar con este pequeño negocio y con el préstamo que recibió va a invertir en otro pequeño negocio, en la venta de antojitos y tiene que comprar los ingredientes necesarios para su preparación como son: tomate, variedad de chiles, cebolla, ajos, sal, papas, zanahorias, etc.

Su negocio le esta sirviendo de mucho, ya que de las ganancias obtenidas, esta saliendo para comprar los útiles escolares, uniforme y zapatos de su hijo, también algunos artículos de uso personal .su tienda beneficia mucho a los niños de la escuela por que asi no tienen que salir de la institución, para comprar lo que buscan y no corren ningún peligro, ya que también ella vende sus golosinas a un buen precio

La señora Virginia nos comenta que su propósito es que en un futuro su negocio crezca empresarialmente, para con ello poder solventar los gastos de la educación superior de su hijo, ya que quiere que siga estudiando para que tenga una carrera y una muy buena profesión.

Ella conoce muy bien a sus compañeras y nos comenta que son personas responsables, gente trabajadora, confiable y que quiere salir adelante y superarse
Da las gracias a los prestatarios de kiva, por darle la oportunidad y confianza, pero sobre todo por creer en ella puesto que gracias a su ayuda pudo invertir en su negocio y asi tener un mejor futuro.

Las otras integrantes de este grupo y actividades que realizan son:
Ana María Ariza M.-repostería
Cristina virginia G.-cafetería
Alma Rosa Téllez R.-librería
Inés Lourdes A. R.-dulcería
Mayran Nallely E. C.-librería
Lissie Lucely E. C.-perfumería
Marina C. Méndez-antojitos
Sofía O. L.-electrónica
Zulma R. Rodríguez-deposito de refrescos

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 17
    View loans »
    Mexico Loans Fundraising
  • $18,764,650
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Violetas Group's $2,875 loan helped a member to buy tomatoes, assorted chilies, onion, garlic, salt, potatoes, carrots, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 24, 2010
Listed
Jul 23, 2010
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2010