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Angelitos Group
In this Group: Angelita, Daniel Abraham, Juana Catalina, Juan Carlos, Maria De Jesus, Aurora Imelda, Maria De Jesus, Maria Del Carmen, Elvira Ofelia, Julia Gregoria, Faustina Guadalupe
This group is called Angelitos (Little Angels); it’s in the city of Santiago Pinotepa Nacional, Oaxaca.

This story is about Mrs. María de Jesús R. T. because she is one of the group members. She’s 34 years old, married and has two children: Linda María, 9, and José, 8. Both are in elementary school. She sells fast-food snacks like enchiladas and sopes (fried masa rounds topped with beans, meat, cheese, shredded lettuce, salsa, sour cream). She also sells hand-made tortillas. She has been in business for over 14 years.

María chose to sell fast-food snacks because it’s what she knows how to do best because her older sister taught her to cook. She says it’s also a very good source of income and it helps her support the family. She will use the funds to buy ingredients that she uses to prepare her food like: firewood, corn, potatoes, Poblano (Ancho) chilies, green chilies, green and red tomatoes, onions, garlic and other spices.

Her business has been of much utility for her because now that her children are about to return to school she has to buy them shoes, backpacks, school uniforms and supplies in addition to the monetary contributions she must give at the beginning of the school year. She also wants to improve her business enlarging the place where she sells her snacks.

Her business is also of use to the people living in her community because they don’t have to travel so far to get food and tortillas since some of the area residents prefer to buy prepared food so as not to have to cook at home.

María wants her children to have professions since she did not have the opportunity to go to school. She is thinking that besides selling food she can also sell fruits and vegetables since she says it is also a good business that produces excellent profits.

She mentions to us that her group works together very well because all the members know each other and are very responsible with their payments.

These are the names of the other members with the activities each is involved with:

Daniel Abraham M. R.- taxi driver
Angelita González P.- stylist
Juana catalina López C.-crafts shop
Juan Carlos P. López-fruits and vegetables
Maria de Jesús R. T.-snacks
Aurora Imelda P. López- fruits and vegetables
Maria de Jesús López C.- fruits and vegetables
Maria del Carmen López Nicolás-catalogue sales
Elvira Ofelia R. Pérez-crafts shop
Julia gregoria R. T.-shoe store
Faustina Guadalupe R. T.-groceries
View original language description ↓
Este grupo se llama Angelitos, esta ubicado en la ciudad de Santiago Pinotepa Nal, Oaxaca la historia es acerca de la señora Maria de Jesús R. T., puesto que es una de las integrante de este grupo ella tiene 34 años, esta casada, tiene 2 hijos, Linda María de 9 y José de 8 años de edad los dos están estudiando la primaria, ella se dedica ala venta de antojitos como enchiladas y sopes, también vende tortillas hechas a manos, ella lleva mas de 14 años con su negocio.

María eligió la venta de antojitos, puesto que es lo que mejor sabe hacer, ya que su hermana mayor fue la que la enseño a cocinar, también por que dice que es una muy buena fuente de ingresos, y le ayuda para apoyar a la economía de su familia, ella invirtirá su préstamo en la compra de los ingredientes que utiliza para la preparación de la comida como son: leña, maíz, papas, chile poblano, chile verde, jitomates, tomates, cebolla, ajo y otras especias.

Su negocio le esta ayudando mucho ya que ahora que sus hijos van a regresar a clases, ella tiene que comprarles zapatos, mochilas, uniformes y útiles escolares además de las cooperaciones que tiene que dar al inicio del ciclo escolar, también quiere mejorar su negocio, ampliando el lugar en donde vende sus antojitos.

Su negocio beneficia mucho a las personas de su población por que asi no tienen que ir tan lejos a comprar su comida y tortillas, ya que algunas de las personas que ahí viven prefieren comprar la comida preparada para no tener que estar haciendo en su casa.

La señora María quiere que sus hijos tengan una profesión ya que ella no tuvo esa oportunidad de estudiar, esta pensando que aparte de la venta de comida puede vender frutas y verduras, ya que dice que también es un buen negocio que además deja excelentes ganancias.

Nos comenta que en su grupo se trabaja muy bien, puesto que todos los integrantes se conocen y son muy responsables con sus pagos.

Y estos son los nombres y las actividades que realizan cada una de las integrantes del grupo.
Daniel Abraham M. R.- taxista
Angelita González P.- estilista
Juana catalina López C.-tienda artesanal
Juan Carlos P. López-frutas y verduras
Maria de Jesús R. T.-antojitos
Aurora Imelda P. López-frutas y legumbres
Maria de Jesús López C.-frutas y verduras
Maria del carmen López Nicolás-venta de catalogo
Elvira Ofelia R. Pérez-tienda artesanal
Julia gregoria R. T.-zapatería
Faustina Guadalupe R. T.-abarrotes

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 1
    View loans »
    Mexico Loans Fundraising
  • $17,775,800
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Angelitos Group's $4,275 loan helped a member for firewood, potatoes, corn, chile poblano (a relatively mild chili pepper originating in the State of Puebla, Mexico. Dried it is called an ancho chile), green chilies, tomatoes, green tomatoes, onion, garlic and other spices.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2010
Listed
Jul 23, 2010
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2010