This communal association belongs to the Santiago II Centro Focal. Miriam has been selling beauty products, specifically perfume, for six years. She joined the group at the invitation of her friends.
Her customers are generally women from different offices and stores. Her loan is for Bs. 1500 and she will use it to buy merchandise.
She mentions that she likes the loan through Pro Mujer because is it easy, guaranteed, she saves money every 15 days and enjoys the provided health services.
The members of the communal association have varied businesses; selling food, perfume, clothing, printing, beauty products and neighborhood store.
La mencionada asociación comunal pertenece al Centro Focal de Santiago II. La señora Miriam tiene como negocio la venta de productos de belleza, en particular perfumes, desde hace seis años, ingresó al grupo por invitación de sus amigas.
Sus clientes son en general mujeres de diferentes oficinas y tiendas.Su crédito es de Bs. 1500.- y le servirá para comprar mercadería.
Ella comenta que le gusta el Crédito en Pro Mujer por que es fácil, debido a que la garantía es solidaria, se ahorra quincenalmente y tiene servicio de consultorio de apoyo en el área de salud.
Las integrantes de la asociación comunal tienen diversos negocios, elaboración de comida, venta de perfumes, venta de ropa, imprenta, venta de productos de belleza y tienda de barrio
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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