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Teresita
Teresita A. is a 43-year-old married woman who supports her family by operating two business ventures: hog raising and a pedicab business. She lives in Purok 1, Barangay Albiga, Siaton, Negros Oriental.

Teresita has been a member of NWTF-Project Dungganon since 1999 and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her hog raising and pedicab businesses, she is gradually making her family more economically stable. She now earns an average income of PHP 9,000 a month.

Teresita is now borrowing PHP 29,500 so that she can add to her working capital and sustainably operate and expand her businesses. This will be her 15th loan from NWTF-Project Dungganon. Her previous loan of PHP 19,500, which she paid off well within its term, was just another step in her journey toward economic freedom.

Teresita aspires to elevate her family's living conditions and ensure their future wellbeing by following the “Dungganon” way.


About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Help NWTF continue in its mission to help the poorest in the Philippines by visiting the NWTF lending team on Kiva and become a part of our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 1099
    View loans »
    Philippines Loans Fundraising
  • $54,720,425
    Funds lent in using Kiva
  • 46.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Teresita to use as additional working capital for her businesses.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 9, 2010
Listed
Jul 19, 2010
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011