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Eliezer is 34 years old and married to Minerva Gudiel. They have one son together. Eliezer has been working as a policeman for the mayor's office in the municipality of Juigalpa for 15 years. Eliezer is requesting a loan so that he can complete construction on a room in his house. He already has some of the building materials needed which he purchased with a previous loan. However, he needs the new loan to purchase cement, iron, as well as pay for labor. Eliezer says he is very grateful for this institution, because thanks to the loans he has been able to improve the condition of his home. His greatest dream is to be able to provide his family with the basic living conditions to be comfortable.
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Eliezer de 34 años de edad es casado con la Sra. Minerva Gudiel con quien tiene un hijo, Eliezer trabaja para la Alcaldia Muncipal de Juigalpa desde hace 15 años, desempeñandose como policia municipal.

Esta solicitando su 3er credito con el objetivo de construir un cuarto, ya cuenta con una parte de los materiales los cuales los compro con el financiamiento anterior, que con el apoyo de kiva se le otorgo , sin embargo necesita el financiamiento para terminar de comprar el cemento, hierro y el pago de la mano de obra.

Elizer expresa sentirse muy agradecido con esta institucion, porque gracias a los creditos que se le han brindado a ido mejorando su vivienda. Su mayor sueño es poder brindarle a su familia una vivienda con las condiciones basicas para que vivan en un ambiente agradable.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,553,900
    Funds lent in using Kiva
  • 21.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Eliezer to pay for cement, iron and labor to finish construction on his house and provide a better environment for his family.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 17, 2010
Aug 1, 2010
Currency Exchange Loss:
Oct 15, 2011