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Mujeres Divinas  ( Cuenca ) Group
In this Group: Carmen Brecilda, Mariana De Jesus, Mayra Cristina, Maria Emilia, Flor Beatriz, Zoila Aurora, Esther Amelia, Gloria Elida, Adriana Alejandra, Maria Eugenia
The “Mujeres Divinas” (Divine Women) Communal Bank is comprised of ten women who struggle day to day to improve their home finances. This is reflected in their work. They live in the city of Cuenca. It is known for being the third most important city in Ecuador. Its four rivers, its food, and its people make this city one of the best in the country.

Esther M. lives in the city of Cuenca. She is in her fourth loan cycle with the Espoir Fundación. The loans have benefited her business. She makes snacks. She works everyday from Sunday to Sunday. She started her business three years ago. Her mother, who works in the same business, motivated her.

Our member is 25, married, and has three children. They are six, four, and two years old. The first two children are in school. She is eight months pregnant. Her husband works in the area of construction. They do not have their own house, so they rent where they live. She will use the new loan to buy another cart. That way she will, little by little, be growing in her business. Her goal is to give her children the best education so that they will go far when they are grown.

Adriana Sánchez lives in the Santa María de Sayausi community. This is her first loan. She was motivated by a great friend to become part of this group of united and supportive women. She is 18 years old. She is a single mother, and her daughter is five months old. She does not have her own house, so she lives in her parents’ house. They share expenses. Her parents do not have their own house, so they rent.

Our member has a beauty salon work station. She is just starting with it; she has been working there for two months. She learned everything in a beauty academy. She will use the loan to buy implements for her station. Her goal is to grow in her business because she still needs a lot.
View original language description ↓
El banco comunal Mujeres Divinas esta conformado por 10 mujeres que luchan día a día mejorar la economía de sus hogares, y esto lo reflejan en su trabajo, viven en la ciudad de Cuenca, la misma que es conocida por ser la tercera ciudad mas importante del Ecuador, sus paisajes, sus 4 ríos, su gastronomía y su gente hace de esta ciudad una de las mejores del país.

La Señora. Esther M. vive en la ciudad de Cuenca, se encuentra en su cuarto ciclo con los créditos en la fundación Espoir, los cuales le han beneficiado en su negocio, ella elabora pinchos, trabaja todos los días de domingo a domingo, empezó con su negocio hace 3 años, fue incentivada por su madre a trabajar en esta actividad.

Nuestra socia es de 25 años de edad, es casada y tiene 3 niños quienes se encuentran de 6, 4 y 2 años de edad, sus dos primeros hijos están en la escuela y por el momento se encuentra embarazada de 8 meses, su esposo labora en la área de la construcción, no tienen casa propia por lo que vive arrendando. Su nuevo crédito lo va a utilizar para la compra de otra carreta y así ir poco a poco creciendo en su negocio, su meta es darles a sus hijos la mejor educación para que de grandes lleguen muy lejos.

La Señora Adriana Sánchez vive en la comunidad Santa María de Sayausi, es su primer crédito y ha sido incentivada por una gran amiga a que forme parte de este grupo de mujeres muy unido y solidario, tiene 18 años de edad, es madre soltera de una niña de 5 meses, no tiene casa propia por lo que vive en casa de sus padres y comparten los gastos, sus padres no tienen casa propia por lo que arriendan.

Nuestra socia tiene un gabinete de belleza, el cual esta empezando ya que recién lleva 2 meses trabajando en el, todo lo aprendió en una academia de belleza. Su crédito lo va a invertir en la compra de instrumentos para el gabinete, su meta es crecer en su negocio ya que le falta mucho aun.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres Divinas ( Cuenca ) Group's $3,150 loan helped a member buy a cart and implements for hairdressing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 6, 2010
Listed
Jul 20, 2010
Currency Exchange Loss:
N/A
Ended:
Dec 21, 2010