Loma Bonita Group
Carolina Cristina Castañeda García is the treasurer of the group. She is 31 years old, and she attended school until her second year of high school. She is a merchant. She has two children, a son and a daughter. She sells cooking utensils and cosmetics. She started two years ago.
She is requesting a loan to stock more cooking utensils and cosmetics. Her customers say that she started her sales by selling door to door to get to know them and what they like to buy from her. She is very reliable about delivering the products. Because of the confidence they have in her they prefer to buy from her instead of other places.
She started the business because her mother-in-law suggested that she sell. She started with cosmetics, and from there she saw the option of selling cooking utensils. She saw that her customers were asking her for cooking utensils.
At the time of requesting this loan she feels motivated and happy because she knows that she will be able to do well. She wants this loan to be able to start the construction of a place in her house. This is for her customers to have a place where they can buy her products. It is also so that her business will grow. She hopes that the sales increase will allow her to keep providing an education to her children and will help with the expansion of her house.
The other members of the group are:
YAZMIN H.L. Sells footwear
TOMASA ARACELI A.G. Sells clothes
ROCIO C.R. Sells fruit and vegetables
JULIA E.R. Sells items for the home
GRACIELA E.Z. Sells footwear
DULCE MARIA G..B. Sells footwear
TERESA G..C. Sells food
SOCORRO TRINIDAD G.C Sells food
SUSANA P.P. Sells cleaning supplies
ZITA V.F. Sells footwear
CONCEPCION Z. A. Sells cosmetics
JOSEFINA Z.G. Sells stationery and sewing supplies
Carolina Cristina Castañeda García es la tesorera del grupo. Tiene 31, estudió hasta el 2° año de secundaria, es comerciante y tiene en total 2 hijos 1 mujer y 1 varón. Ella se dedica a la venta de trastes y cosméticos que inició hace 2 años. Solicita el préstamo para surtir más mercancía de trastes y cosméticos. Sus clientes comentan que ella comenzó sus ventas ofreciéndolos de casa en casa para darse a conocer y que les gusta comprar con ella ya que es muy cumplida para la entrega de los productos y por la misma confianza que ya le tienen prefieren comprar con ella que en otros lugares. El negocio lo inicio por que la motivo su suegra a vender, empezó por los cosméticos y de ahí vio la opción de vender los trastes ya que era algo que sus clientas le solicitaban. Al momento de solicitar este préstamo se siente motivada y contenta por que sabe que va a poder superarse. Quiere este crédito para poder iniciar la construcción de un local en su casa para que sus clientes tengan un lugar en donde poder comprarle sus productos y que así mismo su negocio crezca. También espera que el crecimiento de sus ventas le permita seguirles dando estudio a sus hijos y apoyar en el crecimiento de su casa.
Los otros integrantes del grupo son:
YAZMIN H.L. Venta de Calzado
TOMASA ARACELI A.G. Venta de Ropa
ROCIO C.R. Venta de Frutas y Verduras
JULIA E.R. Venta de Artículos para el Hogar
GRACIELA E.Z. Venta de Calzado
DULCE MARIA G..B. Venta de Calzado
TERESA G..C. Venta de Comida
SOCORRO TRINIDAD G.C Venta de Comida
SUSANA P.P. Venta de Jarcería
ZITA V.F. Venta de Calzado
CONCEPCION Z. A. Venta de Cosmético
JOSEFINA Z.G. Venta de Papelería y Mercería
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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