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Tlayecac Group
In this Group: Marcela, Beda , Ambrosia , Yolanda , Alicia, Yadira, Maria Luisa, Maleny
This development unit is called Tlayecac, It is located in the community of Tlayecac, state of Morelos, Mexico. The group is made up of 8 members who know each other. This is its 11th loan with the Realidad foundation.

The member of the group named Alicia V. C. is 40 years old and completed her third year of secondary education and has her secondary school certificate. She has 2 daughters, Viridiana, who is 18 years old and in high school, and Cristina, who is 20 years old and in her second semester of computer programming. Both of them live in their parents' house. Alicia has a business selling Mexican snacks at her locale in downtown Tlayecac next to the water reservoir. Her house is three blocks from the locale and she walks there. She offers her customers sopes, quesadillas, tlacoyos and gorditas. She is going to use the loan to buy a new dining table and some chairs to have a better quality and more attractive business. She started her business 9 years ago when she inherited it from her mother. Previously she sold rice tacos, sandwiches, sopes and quesadillas in the school. Her favorite part about working in her business is that she can attend to the children at the school. She takes the products to the school and the children really like them. She personally sells to 30 to 50 customers who arrive to enjoy her food. Her business faces the competition from a locale that offers the same products behind her establishment. With her income she has been able to help her daughters in their studies and continue investing, and also to pay for the loan. Her dream is to build a house on a plot of land that she has in Los Potreros so that when she has grandchildren they will have space to play and she will be able to enjoy them.

In the town of Tlayecac there is a mountain called Cruz. It is very beautiful and ecological and always green. There is a cross high up on the mountain and the Day of the Cross is May 3rd. People from the town carry the cross to the church. Alicia gives the people tamales and another woman gives them atole. The cross stays at the church for a month and on the first Sunday of June the people go up the mountain to put the cross back in its place.

The members of the group are: Marcela Cataneda V. and with her loan she will buy worsted yarn to knit and sell napkins. Beda V. C. is going to buy feed for her animals. Ambrosia M. Z. is going to buy soap, eggs, milk and sugar to diversify her grocery store. Yolanda M. R. buys all kinds of candies to sell. Alicia V. C. is going to buy a new table and chairs to improve her business. Yadira C. M. is going to buy coloring, etc., for a better service for her clients. Maria Luisa C. R. is going to buy rice, milk, vegetables, tortillas, etc., to prepare food in her economic kitchen. Maleny S. G. is going to buy cornmeal, tortillas, chicken, beef., etc to make the food she sells.

Alicia wants to tell Kiva and the Realidad foundation that "we thank you, because with this this support the other members and I have gotten ahead."
View original language description ↓
ESTA UNIDAD DE DESARROLLO (UDE) SE LLAMA TLAYECAC, ESTA UBICADO EN LA COMUNIDAD DE TLAYECAC, ESTADO DE MORELOS, MEXICO EL GRUPO ESTA CONFORMADO POR 8 INTEGRANTES QUE SE CONOCEN. ESTE ES SU PRESTAMO No. 11 CON FUNDACION REALIDAD.
LA INTEGRANTE DEL GRUPO LA SEÑORA ALICIA V. C. TIENE 40 AÑOS DE EDAD, ESTUDIO HASTA EL 3er. AÑO DE SECUNDARIA TIENE SU CERTIFICADO DE SECUNDARIA, TIENE 2 HIJAS, VIRIDIANA DE 18 AÑOS DE EDAD ESTA ESTUDIANDO EL BACHILLERATO, CRISTINA DE 20 AÑOS DE EDAD ESTA ESTUDIANDO EL 2º. SEMESTRE DE INGENIERO EN INFORMATICA, LAS DOS VIVEN EN CASA DE SUS PADRES. LA SEÑORA ALICIA TIENE SU NEGOCIO DE COMIDA VENDE ANTOJITOS MEXICANOS SU LOCAL ESTA EN EL CENTRO DE TLAYECAC A UN LADO DEL DEPOSITO DE AGUA, SU CASA ESTA A TRES CUADRAS DEL LOCAL Y LLEGA CAMINANDO, OFRECE A SUS CLIENTES SOPES, QUESADILLAS, TLACOYOS Y GORDITAS. VA A UTILIZAR SU CREDITO PARA COMPRAR UN COMAL NUEVO Y UNAS SILLAS PARA TENER UN NEGOCIO DE MAYOR CALIDAD Y MAS BONITO, INICIO SU NEGOCIO HACE 9 AÑOS SE LO HEREDO SU MAMA, ANTERIORMENTE VENDIA EN LA ESCUELA TACOS DE ARROZ, TORTAS, SOPES, QUESADILLAS. LA PARTE FAVORITA DE TRABAJAR EN SU NEGOCIO ES QUE PUEDE ATENDEN A SUS NIÑOS DEL KINDER LES LLEVA SUS PRODUCTOS A LA ESCUELA, LE GUSTAN MUCHO LOS NIÑOS, ATIENDE PERSONALMENTE DE 30 A 50 CLIENTES QUE LLEGAN A DISFRUTAR DE SU COMIDA, SU NEGOCIO ENFRENTA LA COMPETECIA DE UN LOCAL QUE OFRECE LOS MISMOS PRODUCTOS ATRÁS DE SU ESTABLECIMIENTO, DE LAS GANANCIAS A PODIDO AYUDAR A SUS HIJAS EN SUS ESTUDIOS A SEGUIR INVIRTIENDO Y TAMBIEN A PODIDO PAGAR EL PRESTAMO. SUS SUEÑOS ES CONSTRUIR UNA CASA EN UN TERRENO QUE TIENE EN C. LOS POTREROS PARA CUANTO TENGA A SUS NIETOS TENGAN ESPACIO PARA JUGAR Y PUEDA DISFRUTAR DE SUS NIETOS.
EN EL PUEBLO DE TLAYECAC HAY UN CERRO QUE SE LLAMA CRUZ ES MUY BONITO ES ECOLOGICO Y SIEMPRE ESTA VERDE HAY UNA CRUZ HASTA ARRIBA DEL CERRO Y EL DIA DE LA CRUZ EL 3 DE MAYO SUBEN LAS PERSONAS DEL PUEBLO POR LA CRUZ PARA LLEVARLA A LA IGLECIA, LA SEÑORA ALICIA DA A LAS PERSONAS TAMALES Y OTRA SEÑORA DA ATOLE. LA CRUZ PEMANECE EN LA IGLECIA DURANTE 1 MES Y EL 1er. DOMINGO DE JUNIO SUBEN LAS PERSONA AL CERRO PARA PONER LA CRUZ EN SU LUGAR.
LAS INTEGRANTES DEL GRUPO SON MARCELA C. V. Y VA A COMPRAR CON SU PRESTAMO SERVILLETAS, ESTAMBRE PARA TEJERLAS Y VENDERLAS. BEDA V. C. VA A COMPRAR ALIMENTO PARA SUS ANIMALES. AMBROSIA M. Z. VA A COMPRAR JABON, HUEVO, LECHE, AZUCAR PARA SURTIR SU TIENDA DE ABARROTES, YOLANDA M. R. VA A COMPRA TODO TIPO DE DULCES PARA VENDER. ALICIA V. C. VA A COMPRAR UN COMAL NUEVO Y UNAS SILLAS PARA MEJORAR SU NEGOCIO. YADIRA C. M. VA A COMPRAR TINTES ETC. PARA UN MEJOR SERVICIO A SUS CLIENTES. MARIA LUISA C. R. VA A COMPRAR ARROZ, LECHE, VERDURA, TORTILLAS ETC. PARA PREPARAR LA COMIDA EN SE COCINA ECONOMICA. MALENY S. G. VA A COMPRAR MASA, TORTILLAS, POLLO, CARNE, ETC. PARA PREPARAR LA COMIDA QUE VENDE.
LA SEÑORA ALICIA QUIERE DECIR A KIVA Y A FUNDACION REALIDAD:”LE DAMOS LAS GRACIAS POR QUE CON ESTE APOYO HEMOS SALIDO ADELANTE MIS COMPAÑERAS Y YO”

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 38
    View loans »
    Mexico Loans Fundraising
  • $19,122,575
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tlayecac Group's $2,900 loan helped a member to buy a new table and chairs.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 8, 2010
Listed
Jul 19, 2010
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2010