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Esperanza
Esperanza is a 44 year old mother who lives with her two children in the Callanca section of the Monsefú district, a district known for its tourist and religious festivities and also for its crafts of wood, clay and reed. It is located a half hour from the city of Chiclayo.

She makes a living selling vegetables wholesale and retail at a stand at the Los Pathos market, a major market in the city of Chiclayo. She obtains her merchandise from the distributors very early at their supply center and later offers the products to her customers, mainly sales people from small markets. She has become known in her trade thanks to the good service that she provides her customers.

Esperanza wants to improve her quality of life and therefore finds it necessary to make some improvements to her house, such as the installation of restroom facilities, which will allow her to have basic services. To achieve her goal she is requesting a loan of 1000 new soles from Edpyme Alternativa.

Esperanza is an honest and very hard working woman. She has previously worked with our institution and has demonstrated punctuality and responsibility from the moment she takes over the installments.
View original language description ↓
Esperanza es una madre de familia de 44 años de edad que vive junto a sus dos hijos en el sector Callanca del distrito de Monsefú, un distrito conocido por sus festividades turísticas y religiosas y también por la elaboración de artesanías en madera, arcilla y junco, se encuentra ubicado a media hora de la ciudad de Chiclayo.

Se dedica a la venta de verduras al por mayor y menor en un puesto de venta dentro del Mercado Los Pathos, un mercado mayorista de la ciudad de Chiclayo, ella adquiere su mercadería muy temprano a los distribuidores que llegan a su centro de abastos para luego ofrecer su mercadería a sus clientes, en su mayoría vendedores de mercados minoristas. Ella se ha hecho conocida en el rubro gracias a la buena atención que brinda a sus clientes.

Esperanza desea mejorar su calidad de vida y para ello ha creído pertinente realizar algunas mejoras en su vivienda, específicamente en la instalación de servicios higiénicos, los cuales le permitiran contar con servicios básicos. Para lograr su objetivo ha solicitado a Edpyme Alternativa un crédito de 1000 nuevos soles.

Esperanza es una mujer honrada y muy trabajadora, ella ya ha trabajado anteriormente con Nuestra Institución y ha demostrado puntualidad y responsabilidad al momento de asumir sus cuotas.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $55,189,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Esperanza expenses for the installation of restroom services at her home.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 15, 2010
Listed
Jul 21, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010