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Ana Cecilia
Ana belongs to the communal bank “QORI ORCCO.” She lives in the Urcos district of Quispicanchis province in the department of Cusco.

Ana is 35 years old, and lives with a partner in the Urcos district. She has 3 children, and works in retail trade. She has a store where she sells pasamanería (this term refers to personal accessories, office accessories, shampoo, general cleaning accessories, buttons, and ornamental trimmings for garments) in the main plaza of this town, and she has worked selling these items for 11 years. The business was started by her parents, and she inherited it from them when she was very young. She is requesting a loan to buy this type of merchandise to restock her pasamanería store.

Ana values and is infinitely grateful for the loan granted, because it will allow her to grow her business and improve her quality of life. Also, she promises to make her payments according to the established schedule.
View original language description ↓
La socia pertenece al banco comunal “QORI ORCCO”; La socia vive en el distrito de Urcos en la provincia de Quispicanchis y departamento de Cusco.

La socia es la Sra. Ana; ella tiene 35 años de edad y La socia es conviviente y vive en el distrito de Urcos, la socia tiene 3 hijos, se dedica al comercio minorista, ella tiene una tienda de venta de pasamanería en la plaza principal de este pueblo y ella trabaja vendiendo esto desde hace 11 años, negocio que iniciaron sus padres y que le heredaron a su hija desde muy jovencita, la venta de pasamanería significa (venta de accesorios para uso personal, accesorio para la oficina, venta de shampoo, venta de accesorios de limpieza en general, venta de botones, venta de accesorios de vestir). La socia solicita el préstamo para comprar mercadería parea implementar su pasamanería.

La socia valora y agradece infinitamente el crédito otorgado ya que este le permite crecer con su negocio y mejorar su calidad de vida, así mismo se compromete a cumplir con el pago de sus cuotas en el plazo estipulado.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 87
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ana Cecilia to buy merchandise (personal, home and office accessories) to restock her pasamanería store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 15, 2010
Aug 1, 2010
Currency Exchange Loss:
Jan 15, 2011