Merlyn O. A. is a married woman with two children, both of whom attend school. Her husband works in a garage and helps in the upbringing of the children.
Merlyn rents a house with electricity and piped water. She cites food and rent as her greatest monthly expenses. Her main aim of working with Yehu is to obtain a loan to raise her standard of living.
For the past two years, Merlyn has sold fresh water, handbags, and donuts. Her customers are mostly women and neighbors. She sells her goods both wholesale and retail, and she works from a shop, door-to-door, and from home. Merlyn faces the major challenge of high transport costs and seasonality.
With this loan of 50,000 Kenyan shillings (Ksh), Merlyn wants to pay a rental deposit for her shop and to renovate her water sprinkler system. She hopes to have a large wholesale business selling handbags in town someday.
About Yehu Microfinance Trust
This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.