Mrs. Bun M. has spent her whole life cultivating crops on her own five hectares of farmland. She has used this skill to earn a living since she was young. She is now married and has a young school-aged child. Her husband frequently works in the farm fields alongside her. Growing crops is an activity with which she has had great success for several years. She is able to plant crops at least twice a year following both rainy and dry seasons. The coming rainfall is good for growing, but Bun M. does not have enough capital to use on her farm. So Bun M. is looking for a loan to purchase farm supplies to support her farming activity.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.