Hilda sells school materials in her bookstore located alongside a neighborhood school. This activity enables her to help her husband with household costs. Her family includes her husband and 2 children, both still school-age. Hilda has long been very well known in her neighborhood, since her bookstore is the only one in the area.
The loan will be used to purchase school materials, including notebooks, paper, ball-point pens, hole punchers, staplers, quality paste-board, calendar books, etc. She has many customers. We can also state that she is very responsible with her obligations and very hardworking. For this reason, she was recommended to Kiva. Hilda is very grateful to Emprender and Kiva for their confidence in granting her a loan.
La Sra. Hilda se dedica a la venta de material escolar ya que tiene una librería a lado de un colegio de la zona, actividad con la que ayuda a su esposo con los gastos del hogar que esta conformado por el esposo y sus dos hijos los que aun se encuentran en edad escolar, La Sra. Hilda es muy conocida por la zona esta hace mucho tiempo con la librería es la única por la zona, el dinero del credito lo utilizara en la compra de material escolar como ser cuadernos, hojas, boligrafos, perforadoras, engrampadoras, cartulinas, libros agendas, etc. tiene muchos clientes también podemos indicar que la cliente es muy responsable con sus obligaciones y muy trabajadora por esta razón se le dio la tasa kiva, esta muy agradecida con Emprender y Kiva por la confianza brindada en la otorgación del crédito.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.