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Khalida J. is a 43 year old woman who runs her men's clothes business and has been doing this for the past years. She rents a shop in Agsu central bazaar. She brings clothes from Baku city, which is about 1.5 hours away from her home. She goes for a trip every month and her current income is 180-200 AZN per month. Khalida is married and has three children. She has applied for 1000 AZN in order to increase her profit and to purchase more merchandise for her shop.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Khalida to buy more clothes to increase her income.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2010
Jul 16, 2010
Currency Exchange Loss:
May 17, 2011