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Bisimilai Group
In this Group: Mariatu M., Isatu, Isatu, Haja, Aminata
Pictured here are members of the “Bisimilai” group. They are small-scale businesswomen based in Makeni city, in Northern Sierra Leone. They are seeking a loan of SLL 500,000 for each to enable them to further expand their businesses. Consequently, they will make more profit and improve their standard of living.

The leader of this group is Mariatu M. K. who is pictured on the left in the back row. Mariatu was born in a place call Sandugu, Port Loko district, Northern Sierra Leone. She is age 34, married and has five children. Her husband is a businessman and three of her children are attending school. The other two children are still not of school-going age.

For four years now, Mariatu has been selling market food – rice, palm oil (the most popular cooking oil), Magi (used to give sauce a sweet taste), onion, chicken, etc. With this loan, she will expand her business by buying the above-mentioned items at wholesale to add to her current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 53
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 3,850.0
    Sierra Leone Leones (SLL) = $1 USD