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Sabarnor Group
In this Group: Fatmata, Isatu, Neneh, Kadiatu, Fatmata
In the photo are members of the “Sabarnor” group. They are small-scale businesswomen based in Makeni, a city in Northern Sierra Leone. These small-scale entrepreneurs have applied for a loan of SLL 500,000 for each from SMT/Kiva lenders in order to improve their businesses.

The leader of this group is Fatmata K. who is pictured on the left in the first row. Fatmata was born in Makeni. She is approximately 26 years old and married with four children – two in primary school and two not of school-going age.

Fatmata makes a living by selling clothes, rubber bowls and slippers. With her four years of experience in this business, Fatmata will use her share of this loan to buy bales of clothes, dozens of slippers and rubber bowls to add to her business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 15
    View loans »
    Sierra Leone Loans Fundraising
  • $8,963,475
    Funds lent in using Kiva
  • 3,850.0
    Sierra Leone Leones (SLL) = $1 USD