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Galinda Mercedes
Galinda Mercedes G. G. is 39 years old. She is single and lives in the town of Recinto Delicia, which is in the Chillanes canton in the province of Bolívar. She has 2 children, Stalin (18) and David (13).

Galinda is a member of the rural communal bank "El Progreso La Delicia Recinto" (Progress for Delicia Recinto) which belongs to the San José del Tambo parish. The communal bank has 19 members. The people of the community make their livings planting cacao and corn.

Galinda makes her living raising poultry. She purchases her birds from the Juan Dias distributor and sells her products in the Chillanes Market.

She is requesting the loan to purchase fowl which she will raise. She thinks that the loan is an opportunity for her to get ahead. Her dream is to have her own business. The challenges she faces are time and the lack of economic resources.

She likes to work to have money for her childrens' schooling.
View original language description ↓
Galinda Mercedes G. G. tiene 39 años. Es soltera vive en el cantón de Chillanes en la provincia de Bolívar en el Recinto Delicia. Tiene 2 hijos, Stalin (18) y David (13).

Galinda es una socia de la ventanilla rural El Progreso La Delicia Recinto que pertenece a la Parroquia San José del Tambo, esta ventanilla integran 19 socios, la Comunidad se dedican a sembrar cacao y maíz.

Galinda se dedica a la crianza de avícolas. Realiza sus compras las realiza en la distribuidora de balanceado Juan Dias y vende los productos en el Mercado de Chillanes.

Solicita el préstamo para la compra aves para criar. Piensa que el crédito es una oportunidad para salir adelante. Su sueño es tener un negocio propio. El desafío que enfrentamos es el tiempo y la falta de recursos económicos.

Le gusta trabajar para tener dinero para el estudio de los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $24,622,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Galinda Mercedes to purchase fowl to raise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 14, 2010
Jul 18, 2010
Currency Exchange Loss:
Jul 15, 2011