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Amistad Group
In this Group: Donatilda, Primitiva, Ysolina Charito, Gardenia Lupe, Marleni, Rosalyn Svetlana, Cleofe, Elsa, Maria Trinidad, Felimon, Olga, Enma, Roxana Estefani, Mariela Dina, Liliana
The Communal Bank “Amistad” (Friendship) is in its sixth loan cycle with 15 members. They are requesting a loan to invest in their businesses. María is one of the members of this Communal Bank. She is married and has a restaurant that she has managed for two years. María claims that she has not had any difficulties with her business. Her dream is to have her own location and to make her business grow.


María currently serves as President of the Amistad Communal Bank and has done so on three previous occasions. It should be mentioned that the Amistad Communal Bank is an example to other groups of how to practice all the values promoted by FINCA Peru. Her goal as President is to obtain larger loans so that all the members can increase their businesses.


The loan she is requesting for herself will be used to buy supplies for her restaurant such as vegetables, rice, oil, sugar, meat, and other products. In the photograph, María is the woman raising her hand.

View original language description ↓
El Bancomunal Amistad inicia su sexto ciclo con 15 socias, las que solicitan préstamo para invertir en sus negocios. María es socia del bancomunal, es casada, tiene un restaurante, este negocio lo posee hace dos años. Ella menciona que no tuvo ninguna dificultad en su negocio.
El sueño de María es tener un local propio y hacer crecer su negocio.
María es Presidenta del bancomunal Amistad y ya lo ha sido en tres oportunidades. Menciona que el Bancomunal “Amistad” es un ejemplo a seguir para los demás Bancomunales ya que practican todos los valores que les inculcan en Finca Perú. La meta como presidente es poder obtener préstamos más altos, para que las demás socias hagan crecer sus negocios.
El préstamo que esta solicitando es para la compra de insumos para el restaurante (verduras, arroz, aceite, azúcar, carne, etc.. María es la socia que levanta la mano en la fotografía.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 87
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Amistad Group's $3,950 loan helped a member purchase vegetables, rice, oil, sugar, meat, and other products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 12, 2010
Listed
Jul 16, 2010
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2011