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Ruth Elizabeth
Ruth Elizabeth B. G., 37, is a very enterprising woman who owns her own business and hopes to succeed with it. She lives with her parents in San Salvador department.

Ruth has a stationery store and a photocopy machine. She has been working hard at this for a year and a half. Thanks to this effort she has managed to get ahead and have the dream of having her own business with which to earn her own income to survive and provide for her parents come true.

Her store is located in her home. She has managed to gradually stock it with the most essential and necessary items like: notebooks, paper goods, pencils and other accessories like gift bags, ribbons, beads, etc.

She is asking for funds in order to expand her business even more adding stock items like modeling clay, glue, colored pencils, a larger variety of paper goods and many other products that she can sell to the people living nearby so that she can become the first choice of her customers and neighbors. This is Ruth’s main goal in order to increase sales.
View original language description ↓
Ruth Elizabeth B. G. de 37 años de edad, es una señora muy emprendedora la cual posee su propio negocio por medio del cual desea mucho salir adelante. Vive junto a sus padres en el departamento de San Salvador. Ruth posee una librería y fotocopiadora, en la cual trabaja muy duro desde hace un año y medio, gracias a la cual ha logrado superarse y hacer realidad su sueño de contar con un negocio propio y así mismo poseer una fuente de ingresos fijos con la cual sobrevivir y brindarle todo lo mejor a sus padres. El negocio esta ubicado en su casa de habitación, en donde poco a poco ha logrado ir surtiendo con lo más esencial y necesario, como cuadernos, papelería, lápices, y otros accesorios como bolsas para regalo, listones, chongas y otros productos más. Ella solicita un préstamo por medio del cual pueda hacer crecer aún más su negocio incluyendo más productos como plastilina, pegamentos, lápices de colores, mayor variedad de papel y muchos otros productos más los cuales pueda comercializar con las personas que residen en los alrededores de su hogar, y así de esta manera poder ser la primera opción dentro sus clientes y vecinos, la cual es la principal meta de Ruth para poder aumentar sus ventas.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 623
    View loans »
    El Salvador Loans Fundraising
  • $25,002,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ruth Elizabeth to buy stock stationery items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 18, 2010
Listed
Jul 16, 2010
Currency Exchange Loss:
N/A
Ended:
Jun 28, 2011