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Abishyizehamwe Group
In this Group: Emmanuel, Jean Bosco, Zainabu
Emmanuel N. was born in 1976 in the Muhima neighborhood of the district of Nyarugenge in the province of Kigali, Rwanda's capital. He is married with two children. He sells auto parts in the Gatsata neighborhood, and is a member of the Abishyizehamwe cooperative group. The group has three members; he is in the middle in the photo.

He finished primary school. With his loan he plans to buy brake linings, turn signals, and wheel rims. Customers for these items rapidly deplete his stock and he needs to buy and sell many items. His savings will allow him to pay his wife's enrollment fee (she is studying social sciences in her fifth year of secondary school). He hopes to buy his own house -- he rents now -- and to assure his family's future.
View original language description ↓
N. Emmanuel est homme né en 1976 dans le secteur de Muhima, district de Nyarugenge, province de Kigali, capital du est marié, et il a deux enfants Il fait le commerce de pièces de rechanges en secteur de Gatsata, il est membre du groupe solidaire appelé ABISHYIZEHAMWE, il est donc un de trois membres de ce groupe il se trouve au milieu sur la photo c'est-à-dire le deuxième à gauche ou à droite , son niveau d'étude est primaire. Avec le prêt il veut acheter des bandes freins, clignota ires, jantes pour les détailler, la clientèle des ces articles lui permet de vider très rapidement le stock et avoir la nécessité d’acheter et vendre beaucoup d’articles. Les épargnes continuelles lui permet de payer le minerval pour sa femme qui étudie en cinquième année secondaire et fait sciences humaines, dans l’avenir il veut avoir sa propre maison car il loue, et planifier pour le bon futur de sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 48
    View loans »
    Rwanda Loans Fundraising
  • $15,329,275
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abishyizehamwe Group's $775 loan helped a member buy wheel rims and brake linings for retail sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 2, 2010
Jul 13, 2010
Currency Exchange Loss:
Jan 15, 2011