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Jumabu's Group
In this Group: Jumabu , Sultanbek, Mariya, Alymkan
A human being can sometimes be compared to a leaf that had fallen into a river and is now being carried by the current of life in an unknown and uncertain direction. However, reason, solid judgment, quick wit and a bit of good luck strengthen that leaf, enabling it to clear hurdles and decide independently where to stop.

Jumabu D. is this group’s leader. Fate has already tested Jumabu’s character when her husband perished. People of that advanced age usually stop fighting for a better life and prefer simply to swim with the current. Jumabu would fully deserve getting such a rest and renouncing all responsibilities. After all she has not simply been working incessantly for years, but also managed to bring up four children. She has been able to inculcate in her children the qualities which would allow them to be successful, so that they would not embarrass Jumabu, but, on the contrary, would make Jumabu proud of them. They have grown up hard-working and respectful of their [parents]. Now all her children work and are responsible for their own lives. Her only daughter is married and lives separately. With that, Jumabu has always been for her children a caring mother, first of all, and not some kind of boss or bureaucrat. In order to avoid being a burden on her children, Jumabu still continues to work and support herself. She does the kind of work she knows and loves—raising livestock. Thanks to this work they have even been able to build a house. Now Jumabu’s sense of judgment tells her not to wait until she has the means but to turn for help. She is hoping to obtain this loan and to buy a foal.

Jumabu’s partners in the group:
Sultanbek B. is the father of three children. He is 51 years old. In order to support his family, he raises cattle, and his wife sells milk. Sultanbek requested a loan in order to buy a dairy cow.

Mariya N. is 46 years old. She is the mother of five children. Her oldest son is 25 years old, and her youngest daughter is 13. Mariya raises livestock, and her children help her. She wants to use her loan to buy a calf.


Alymkan B. is 46 years old. She is taking her three children. The older children, a son and a daughter, go to college and also work. Alymkan raises cattle and sells milk. If she obtains her loan, she would like to buy a calf for fattening and later resale.
View original language description ↓
Человек порой, подобен листку, упавшему в речку, и теперь плывущему вниз по течению жизни в направлении неизвестности и неопределённости. Однако, разум и трезвое суждение, смекалка и чуточку везения уже делают этот лист твёрдым, способным самостоятельно преодолевать барьеры на пути и самому решать для себя, где же ему следует остановиться.
Джумабу Дыйканбаева – лидер данной группы. Судьба уже испытала твёрдость характера Джумабу, когда погиб её муж. В свои преклонные годы, люди её возраста обычно уже перестают бороться за жизнь и предпочитают просто плыть по течению. Джумабу вполне заслужила такой отдых и отречение от всех обязанностей. Ведь она не только прожила последние годы, неустанно трудясь, а ещё вырастила и воспитала четверых детей. Ей удалось привить своим детям те самые качества, которые бы помогли детям не только достичь успеха в своих делах, но и благодаря которым Джумабу бы не пришлось за них краснеть, а наоборот только гордилась бы ими. Дети Джумабу выросли трудолюбивыми людьми, почитающими своих детей. Сейчас все дети работают и сами устраивают свои жизни. Единственная дочь замужем и живёт отдельно. При этом Джумабу всегда была для своих детей, прежде всего заботливой матерью, а не каким – нибудь начальником, или служащим. Чтобы не сидеть на шее своих детей, Джумабу на сегодня продолжает трудиться и зарабатывать себе на жизнь. Она занимается своим любимым и привычным делом – разведением скота. Благодаря этому занятию они даже построили дом. Сейчас тот самый трезвое суждение подсказывает ей не ждать своих средств, а обратиться за помощью. Джумабу надеется, что получив этот кредит, она сможет купить жеребёнка.
Партнёры Джумабу по группе:
Султанбек Бабаев – отец троих детей. Ему пятьдесят один год. Чтобы прокормить свою семью Султанбек разводит скот, а его жена продаёт молоко. Султанбек обратился за кредитом, чтобы купить дойную корову для содержания.
Марие Ногоевой сорок шесть лет. Мария – мать пятерых детей. Старшему сыну двадцать пять, а младшей дочери тринадцать лет. Мария занимается скотоводством, и дети ей помогают. На кредит она хочет купить телёнка.
Алымкан Байышовой сорок шесть лет. Алымкан воспитывает троих детей. Старшие сын и дочь учатся в ВУЗах и параллельно работают. Сама Алымкан занимается разведением скота и продажей молока. Алымкан, если получит кредит, хочет купить бычка, для откорма и дальнейшей перепродажи.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.



Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 177
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,536,875
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Jumabu's Group's $1,075 loan helped a member to purchase a foal for breeding.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 18, 2010
Listed
Jul 18, 2010
Currency Exchange Loss:
Possible
Ended:
May 15, 2011