Mrs .Van K. has spent her entire life cultivating crops. It is a skill she learned from her grandparent when she was young. She is now married and has three school-aged kids: one is married and the remaining two are single. Her husband works in the farm fields frequently alongside her. Growing crops is an annual operation with which she has had great success. She has been following both rainy and dry seasons. The coming rainfall is good for growing, but, Van K. doesn’t have enough capital yet to use on her farm. So, Van K. is asking for a loan to use towards purchasing fertilizers, insecticides, a pump machine, and seeds for planting.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.